Smiling couple; man in white shirt with wooden bowtie; woman in turquoise top, both in front of tan wall.

ABOUT US

From Serving Our Country to Serving Your Family

Our story began shortly after our time serving in the U.S. Navy and U.S. Marine Corps. With a shared passion for helping others, we wanted to continue making a difference; this time by helping protect families when it mattered most. For many years, we focused on life insurance; making sure loved ones had financial security and peace of mind when dealing with the loss of a loved one. Over time, our clients began turning to us for more than just life insurance guidance. They wanted help planning for retirement, understanding Medicare, and making sure their health and income were protected as they aged.

That's when we decided to expand. We introduced annuities to help clients build financial security for retirement, and added Medicare Advantage, Medicare Supplements, and supplemental health products to meet the growing needs of seniors in our community.

Today, at Essential Benefits Insurance Group, we're proud to offer a full range of solutions built on decades of experience, integrity, and care. Our products provide essential benefits to help our clients protect their health, wealth, and legacy.

Meet the team

Built on Service, Guided by Integrity, Dedicated to You.

Smiling woman with brown hair, wearing a patterned necklace and a black blazer.

Melissa Muhammad

Man wearing a white shirt and patterned bow tie, smiling.

michael muhammad

Silhouette of the state of Virginia, showing the coastline and mountainous regions.

Service Area

The advisors at Essential Benefits Insurance Group help people all across 
Virginia.